Farm Tractors

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Lets just say it takes 16 hp. to pull a single bottom plow, does it take 32 hp. to pull a double?

People with large lawns would do well to consider purchasing a lawn tractor, which in addition to simply mowing the lawn can dig and haul. But with any powerful piece of machinery, care and attention must be paid to its use.

If you have a large lawn, and need to do a lot of hauling or digging, it may be time to move up from a small riding mower to a more powerful lawn tractor. You’ll save a great deal of time in mowing your lawn that you can then spend doing something a bit more enjoyable.

Of course, lots of people enjoy the feeling of power that mowing a lawn gives them. Richard Widmark, in an article in Architectural Digest way back in 1991, said, “Mowing is very satisfying. It’s all about wanting everything to be neat and under control.”

Large lawns take a lot of water, and a lot of fertilizer, to look their best all year round, unless you are careful to choose those types of grasses that don’t need a lot of water, and typically don’t need a lot of fertilizer. Native grasses are growing in popularity, as opposed to importing “exotics” from other climate regions, and then forcing them to grow where they don’t normally grow. However, that’s an issue for another time. Let’s get back to lawn tractors.

Buying A Lawn Tractor
Treat your purchase of a lawn tractor as you would that of buying a car or any other means of transport. It is after all a major investment. Visit the showrooms of various manufacturers (or look at their sites on the web) to see what kind of features each model has, and what their quality and reliability ratings are from such independent consumer groups as Consumer Reports. If possible, test drive the tractor.

Engines
There are three types of engines on a tractor – air-cooled and liquid-cooled gasoline engines, or liquid-cooled diesel engines. Each one has its advantages…and its attendant costs.

Accessories
The basic cost of a tractor usually does look quite attractive…and then you learn the costs of those add-ons, or accessories. Just like a car, the nicer the accessories, the more expensive the model will turn out to be.

Accessories consist of such things as canopies over the driving cockpit to keep you protected from the sun on hot days, and grass collection bags. Cutting decks are considered accessories. They vary in width. A smaller cutting deck will come standard on the tractor, but you can replace it with a larger deck, for a fee.

Safety
Lawn tractors have a low center of gravity. This makes it possible for them to mow on slopes – there’s less chance of them tipping over. However, most accidents with lawn tractors do happen on slopes – no matter how low the center of gravity a steep slope will have the last laugh. The best thing to do is plant ground cover on the slope which will prevent erosion – and yet never need mowing.

Always wear ear protectors and safety glasses and sturdy shoes. Never have a “lawn mower race” – if you like to get some speed out of your tractor do it on a track in a recognized event – not on your own lawn.

Never mow with an audience. Kids may become distracted and run in front or behind you and be hit by flying rocks. Never mow with passengers.

If your mower jams, turn everything off. Clear any jam with a tool – not with your bare hand.

A manual will come with your lawn tractor. Read it, and keep it in a safe place so you can refer to it when needed.

Many times, ranchers and farmers cannot acquire commercial credits from the Farm Credit System institutions, banks, or lenders for that matter. In such cases, they can opt for a farm operating loan that is offered by the United States Department of Agriculture Farm Service Agency (FSA). It makes direct and guaranteed farm ownership and operating loans to farmers and ranchers who cannot obtain commercial credit from the banks, or other lenders.

When borrowers are unable to repay their loans, FSA resolves the delinquency, using various tools like debt forgiving. According to the Federal Agriculture Improvement and Reform Act of 1996, FSA cannot make loans to borrowers who have had debts forgiven previously.

Program Description

The Farm Service Agency (FSA) provides farm-operating loans to ranchers and farmers who are unable to obtain commercial, private credit for the time being. Operating loans may be used for purchasing items required for successful farm operations. The items could consist of farm equipment, livestock, seed, feed, farm chemicals, fuel, insurance, repairs, and various other operating expenses.

Both direct loans and guaranteed loans are available through the program. Eligibility for each type of loan depends on applicant qualifications. According to the terms of the guaranteed loan program, the FSA guarantees loan made by a standard agricultural lenders for about 95% of the principal loan amount.

People who have not been able to qualify for guaranteed loans can qualify for a direct loan. Other than servicing and making the direct loans, the FSA officials also provide credit counseling and supervision to borrowers. For this they should be able to justify their ability to repay as well as offer assurance for securing the loan fully. Borrowers can take a direct farm-operating loan up to $200,000.

Eligibility criterion for obtaining a farm operating loan (OL) from the Farm Service Agency (FSA)

. Should be a permanent resident or a US citizen

. Should not have a history of delinquency on any Federal debt

. Should not be responsible for loss to the Government because of a previous forgiven Federal debt

. Should have a good history of repaying debts

. Should not be included in any convictions related to controlled substance

. Should be the operator of any “family-sized farm” after loan closure

. Should not have any outstanding judgments

. Should not be able to obtain credit elsewhere

. Applicants should have sufficient money for the loan repayments and ample collateral for securing it fully. The additional eligibility criterion is also applicable and can be retrieved by contacting FSA or visiting the Farm Service Agency website directly.

Loan Terms

The duration for loan repayments for both guaranteed and direct farm operating loans cannot go beyond 7 years. While loans for livestock and equipment purchases are programmed for repayment for long periods, but cannot go over 7 years, loans for annual operating expenses are usually settled up within a year. Direct operating loan interest rates are finalized on the basis of the Government’s cost of funds. In certain circumstances, FSA can offer 4% interest rate to farmers who are unable to pay for the lender’s standard rate of interest. For almost all guaranteed loans, FSA levies an origination fee up to one percent of the guarantee.

Loans are available for commercial enterprises and also for farming or activities related to farming. The loans are available to those who run their own farming business like a commercial enterprise. Such loans are known as farm management loans.

Farming can become a successful commercial business. However, you must consider all the factors affecting its efficiency and profitability, in order to make it a successful venture. Obviously, the principles of management should be applied to farming activity also, to make a scientific study of the farming activity as a commercial enterprise.

The important factor of this analysis that emerges is the cost incurred in the production or at the initial stage. There are two types of costs: fixed costs and variable costs. Fixed costs are the expenses incurred on machinery, equipment, infrastructure, etc. Typically, these expenses are more at the beginning. Variable costs are the expenses incur on running the operation, such as oil or fuel for the machinery, feed, supplies, etc.

First, decide the type of farming activity. The basic types are dairy, crops such as potatoes, and cattle. Poultries, vegetable, and fruit tree farms or orchards, etc. are also considered farming activities. Whatever the types, plan accordingly, execute activity in a businesslike manner, and make it a success.

Farm equipment and machinery are essential initial investments. However, it is recommended to invest on them gradually as your farming business is picking up. Dealing with fixed costs this way does not put heavy burden at the beginning when the financial resources could be limited.

There are various loan programs available. Some of the programs benefit the farmers in a direct way. Others offer loans that help the farmers meet the requirements in an indirect way. Community banks, more familiar with the farmers’ requirements and more in need of customers, offer better loan programs than big commercial banks. The American Government also offers such loan programs through the Farm Service Agency of USFDA.

FSA offers Farm Loan Programs for farmers who are unable to obtain a loan from commercial loan agencies. Purchase of land, cattle, machinery, supplies, seeds, and similar basic requirements for the running of the farming activity can be taken care of with such a loan. This loan is also for the expenses incurred on activities such as construction or changes in the infrastructure, with the purpose of improving the farming operation.

The farmers who start the farming enterprise sometimes find it difficult to obtain the loans from commercial agencies, as they fail to qualify, as beginners with limited financial resources. Such farmers are benefited from loan programs offered by FSA, as their programs are intended to help the small-time farmers in the initial stages. However, FSA also offers helpful loan programs for seasoned and experienced farmers who have suffered financial losses due to natural disasters, or need economic help to expand their farming business.

Looking at all these loan programs can give you an idea about the financial help or credit that can be made available from commercial loan agencies or government agencies. The important thing is to understand that farming is like any commercial enterprise when run efficiently can prove a successful business venture. By managing your farming activities in a professional way, you can turn your farming activity into a profit-making commercial enterprise.

I am taking my CDL test and I need it to pass the written part of my test. I am just pulling a gooseneck trailer. I will never see any of these parts and I can not pass the pretrip inspection with out knowing what the parts are so I can learn what to inspect on each one.

For those that own John Deere tractors, you know that the best parts are the John Deere replacement parts, when it comes to repairing your tractor. You can find John Deere parts online, and at a tractor supply store website, you can find from time to time find great deals from dealers and private sellers in every kind of tractor part, accessories and farming equipment.

For John Deere replacement parts, many people might think the only place they can buy John Deere parts online is from the manufacturer. The best place to get a good deal is from a tractor supply store website because they often have the close-out deals and online specials that dealers or private individuals offer, where the manufacturer websites don’t.

Because the Internet makes it so easy to shop from the convenience of your home, whenever you want, you can narrow your search parameters down and find what you are looking for very quickly. Since a tractor supply store website allows you to narrow your search to brand names, you can easily find John Deere replacement parts, and then you can further narrow your searches by distance from your home and budget.

Of course, if you are restoring an older John Deere tractor, you might need a nationwide search on those hard-to-find parts, but if it is for sale, you will find it on a tractor supply store website because that is where the buyers and sellers meet. A specialized industry website that offers great deals is the most popular place to buy John Deere parts online. If you haven’t been to one, you should visit the next time you need John Deere replacement parts and see for yourself.

Of course, they carry a wide variety of brands, models, parts and accessories, but John Deere is one of the more popular requests, when it comes to people that are looking to buy John Deere replacement parts or new and used tractors. There are many other great brands of tractors and parts available, too.

Knowing where to find the bests deals is important when it comes to saving money on your farming operation. You can find substantial discounts on the tractor supply store websites on everything from John Deere replacement parts to egg incubators. When you are looking for John Deere parts online, don’t forget to check an additional source besides the manufacturer’s website.

If you have a John Deere dealer in the neighborhood, it might be convenient, but many times, you will find they don’t carry the wide variety of John Deere replacement parts you need, because that would be almost impossible. You don’t even have to leave your home to order John Deere parts online from a tractor supply store website.

You can use their secure payment methods and shipping guarantees to make sure that you receive exactly the John Deere replacement parts you needed. If you are considering a new tractor, you might have to do a little more legwork, however.

I have a 64 Ford Tractor Series 600 4 clinders gas motor. does anyone know where i can go and get parts i live in Marion ohio 43302

Garden tractors are primarily used for mowing lawns. They are a must when your gardens produce agricultural goods. It helps you with agricultural work like loading and unloading the agricultural inputs.

In case of small gardens, garden tractors are not that useful. Instead, small lawn tractors can be used for the same function. Gardens with an area of around 2 to 3 acres can make use of lawn tractors for mowing. Small lawn tractors come in capacities of 4 to 6 HP. A lawn tractor is also a cheaper option as compared to a garden tractor.

However, with lawn tractors you have limited functionalities. They cannot be used for other work like carrying heavy loads etc. Hence a garden tractor tends to be a very useful piece of machinery to have around. The work done by garden tractors is very fast as compared to lawn tractors. So you stand to save a lot of time. It can be used for various purposes like aerating the field, leveling the driveway and hauling the firewood from the corners of the garden. Even a small machine can do heavy work like removal of stones in garden and shifting of stones for improving the look of the garden.

Advantages

A garden tractor can get a little heavy on your pocket. However, it is an investment that can save a lot of your money in future by being of great help in various tasks which would have otherwise required a lot of time and efforts. It can also turn out to be an asset for you by making money for you if you give it out on rent.

Selecting A Garden Tractor

Choose a machine keeping the area of your garden in mind. If your garden is less than one acre, you can opt for a small tiller of 2 – 3 HP. If the area of your garden is around 5 acres and if your garden has large boulders, you can go for a large tractor of 15 – 20 HP. For normal maintenance of the garden, a smaller tractor would be enough.

Safe Operation

Once you have your garden tractor, it is necessary that you learn to operate it safely. You must read the given manual carefully. Even a minor accident can prove to be risky. Hence adopt suitable precautions must be taken to avoid mishaps.

Here are a few tips to keep in mind -

- Always make sure that the machine is working properly.

- Using seat belts while driving is a must. It may help avoid any major injuries.

- When you are planning to carry heavy load on a new route, its better you first walk through the route to locate the obstructions, if any.

- Be careful while you drive. A little carelessness may turn out to have devastating effects.

- Use hand brakes after stopping to avoid movement due to gravity.

Fuel is essential for a garden tractor. Hence the excess usage of fuel will definitely increase your costs. Try to make maximum use of fuel without wasting. Here are a few tips for you -

- Check that the tractor is in good condition. – Keep checking and changing the fuel filters regularly. Get your tractor serviced regularly. Clean the injectors regularly. – Clean and change air filters regularly. – Do not overload.

With proper care and use, you garden tractor can be a great asset to you and of course, your garden!

The odds are against you when you’re involved in a collision with a semi tractor trailer. First, if you’re occupying a car, riding a bike or walking, you’re likely to be seriously injured or killed. Second, if the collision was caused by a truck driver or truck owner’s negligence, you face an uphill battle to ensure that the negligent driver and his employer compensate you fairly for your damages including medical bills, lost wages, and pain and suffering. Why? The truck driver and his company have an overwhelming advantage. They have decades of experience defending claims just like yours. They have risk management departments dedicated to denying claims and minimizing payouts. They have attorneys ready to respond at a moment’s notice to the company’s request for legal help in challenging your claim. To even the odds, you may need a lawyer.

Time is not on your side. While you’re still in your vehicle awaiting the arrival of medical help and the police, the trucking company is already beginning its own accident investigation. Unless he’s severely injured, one of the first things a driver will do after colliding with another vehicle is call the home office and report the accident. He’ll be instructed not to make any incriminating statements to investigating police officers. Meanwhile, the home office will contact its field investigators and accident reconstruction experts and direct them to the accident scene immediately. They may arrive at the scene while the state troopers dispatched to the location are still at work there. Occasionally they will arrive at the scene before the police. These representatives will photograph the accident scene, photograph the damaged vehicles, and take measurements of skid, scuff, and yaw marks and debris on the roadway while all the evidence is fresh. In the meantime, you may be fighting for your life in a local hospital.

It’s unrealistic to think the average motorist injured in an accident with a truck can get an investigator or other expert to the accident scene as quickly as a trucking company’s representatives. Nevertheless, the quicker you or a family member can engage an attorney to investigate your accident, the more likely you can gather the facts and evidence to prove the collision was the truck driver’s fault, not yours. Why? Skid and scuff marks fade with time. They can disappear altogether after a heavy rain or snowstorm. The tractor trailer may be repaired before you can get a photograph of the damage it sustained in the accident. Your own car may be towed away and sold by your own insurance company before you think to have an investigator examine it, photograph it, and put it in storage if it appears the physical evidence of damage to your car is critical to proving your case. An attorney who specializes in handling tractor trailer accident cases can conduct a complete investigation of your accident and engage expert witnesses to visit the scene, review the evidence, and determine what is necessary to win your case.

Delay and procrastination on your part are the trucking company’s friend. A delay in prosecuting your case can damage or destroy your claim in many ways. Every state has its own different statutes of limitation requiring that you file a personal injury lawsuit within a prescribed period of time. You may not be familiar with these laws. Unfortunately, if you fail to meet the specified deadline, you will be forever barred from making any monetary recovery. Of course, statutes of limitation do not apply solely to persons injured in trucking accidents. Every motor vehicle accident victim must comply with the applicable statute of limitations. In Virginia, the statute of limitations for a personal injury case is generally two years from the date of the accident. However, persons injured in a tractor trailer accident confront a multitude of additional “deadlines” which may affect the successful prosecution of their cases.

What deadlines? There are many of them. Let me review just a few. Under the Federal Motor Carrier Safety Regulations, interstate motor carriers must “systematically inspect, repair, and maintain…all motor vehicles subject to [their] control”. They must maintain a “record of inspection, repairs and maintenance indicating their date and nature.” FMCSR § 396.3. Regrettably, these records must be maintained for only 1 year, or less if the truck leaves the motor carrier’s control. Thereafter, they may be destroyed. If you were injured in an accident caused by the improper inspection, maintenance or repair of a tractor trailer, the trucking company’s own records may provide the most important clues and evidence you need to support your claim. You want to obtain these records before they are discarded. An attorney experienced in handling tractor trailer cases will be familiar with this regulation and know how to secure the maintenance records before they are destroyed.

Every motor carrier driver must prepare a daily, written report on the truck he operated that day. The report must identify any defect or deficiency the driver has discovered or learned about which would affect the safety of the vehicle’s operation or result in its mechanical breakdown. The carrier must maintain the original inspection report and certification of repairs for only 3 months from the date the written report was prepared. FMSCR § 396.11. If you were injured in an accident caused by a trucking company’s failure to correct a defect in one of its tractor trailers, you want to obtain the daily driver reports in order to determine if the trucking company was aware of the defect but made the decision not to repair it, regardless of the risk to the general public. An attorney with a tractor trailer accident practice will know to request these daily reports during the discovery phase of your case.

Motor carriers are required to maintain a driver qualification file for every driver. The file must include, among other things, a driver’s application of employment, information regarding a driver’s driving record, the medical examiner’s certificate of the driver’s physical qualification to drive a commercial motor vehicle, and a list relating to violations of motor vehicle laws. Some of these items may be removed from the file after 3 years from date of execution. FMSCR § 391.51. When your lawyer obtains and reviews these documents, he may find evidence the truck driver involved in your accident had numerous prior traffic violation convictions for reckless driving or driving while intoxicated.

There are additional benefits to hiring an accomplished tractor trailer accident lawyer to represent you. He/she will be acquainted, not just with the regulations referred to above, but the myriad of other federal regulations which govern the loading, maintenance, and operation of tractor trailers. He/she can review the facts of your case to determine if a trucker’s failure to comply with safety regulations regarding brakes, lighting devices, towing methods, and emergency equipment, to name just a few, contributed to cause your accident. Were the tractor trailer’s tail lamps or headlights so obscured by dirt or by a tailboard that other drivers on the road couldn’t see them? A lawyer with years of tractor trailer litigation experience will know which questions to ask the driver and his employer during discovery depositions to elicit proof of this kind
of negligence.

When the tractor trailer operator lost control of his 80,000 pound rig and barreled into your vehicle was it because his cargo shifted? Did the trucker and/or his company ensure the tractor trailer’s cargo was properly distributed and adequately secured as specified under the regulations? Through comprehensive discovery, a well trained trucking accident lawyer may develop sufficient facts in your case to answer this question in a way that will help your case.

You may have been told the truck driver wasn’t at fault in your accident because he suddenly lost consciousness or suffered unexpected heart failure. A skilled tractor trailer accident attorney will obtain the truck driver’s medical records and learn whether the driver was an insulin dependent diabetic or whether he had a current clinical diagnosis of myocardial infarction or angina pectoris. One of these medical conditions may explain the abrupt loss of consciousness. Under the federal regulations, persons with these conditions are not qualified to operate interstate tractor trailers. Operating a tractor trailer under such circumstances violates federal regulations and may constitute actionable negligence if the medical condition contributed to cause your accident. A skilled tractor trailer lawyer will know how to develop a powerful closing argument to a jury on these facts.

Handling a personal injury case arising out of a tractor trailer accident is usually more difficult and complicated than dealing with other types of motor vehicle accident cases. Don’t let a trucking company and its insurance carrier get the upper hand. Their best interests are not aligned with yours. The less money they pay out in personal injury and wrongful death claims, the more profit they have at year’s end to distribute to their owners or shareholders. Don’t be lulled into a sense of false security when the insurance company offers to pay your initial medical bills or lost wages if only you won’t hire a lawyer to represent you. Don’t be fooled by their reassurance of help and talk of compassion for your desperate circumstances. The day will come when the money spigot stops, but by then, the critical evidence that existed to prove your personal injury case may have disappeared. Level the playing field. As soon as you or a family member is seriously injured or killed in an accident involving a tractor trailer, contact an tractor trailer accident attorney who specializes in truck accident litigation to investigate your case and give you the advice you need to safeguard you and your family’s best interests.

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